insurance

Over the years, Lucas Fettes has built a specialist expertise in a number of key sectors of business and commerce, which gives it an edge in its ability to provide the right cover at the right price. These sectors include:

Accountancy and The Legal Profession
Complete range of business insurances, specialising in professional indemnity.

Other Professions
We specialise in professional indemnity and have a number of schemes available to us.

Warranties
Provides vendors with cover in respect of warranties and tax indemnities given when selling their business, assets or shares in their company. Can include prospectus liabilities and abortive costs cover.

Property Owners
Provision of all property related insurances, from development to investment.

Leisure and Entertainment
Comprehensive packages for events from concerts to sporting competitions, both indoor and outdoor.

Advertising
Indemnity for advertising and other promotional agencies against irrecoverable expenses incurred due to circumstances beyond their control.

Film Production
Protection for producers covering all aspects of film production.

Marketing and Promotion
Contingency Insurances including Prize and Over-Redemption Covers
Indemnity for financial loss in the event of incorrect budgeting and forecasting of promotional campaigns

Intellectual Property
Indemnity against costs of litigating in the event of theft of copyright, trademark or invention.

Cyber Liabilities
Protection in respect of claims arising out of the use of electronic media including website, the internet, e-business and alike.

Our business services are applicable to sole traders and small partnerships as well as to businesses incorporated as companies and other organisations. We can integrate a full range of personal insurance services, as part of an overall corporate arrangement, or provide separate cover on an individual basis. These services include:

Loss of Profits
Offers protection to the income stream of a business, whether it be loss of profits, loss of fees or any form of consequential loss.

Professional Indemnity
Protection for the business against negligent act, error or omission.

Directors and Officers
Protection for directors and officers of a business against liabilities arising out of the Companies Acts and other legislative and regulatory matters.

Credit
Insurance of debtor list against client insolvency.

Commercial and Office Premises
Full range of risks to property assets and contents, including factories, warehouses, offices, plant, equipment and stock.

Computers and Computer Installations
Hardware, software, networking installations and loss of data following a systems breakdown, together with any subsequent Loss of Profits.

Marine
Hull and accessories of a vessel, passengers and worldwide cargo movements.

Goods-in-Transit
Movement of cargo and freight within the UK.

Motor Fleet
Company motor cars, whether owned, leased or hired.

Contractors
Building works, plant and machinery, and attaching liabilities.

Aviation
Hull and liability for aeroplanes, cargo and passengers.
Professional Liability and Financial Risks

Our specialist retail insurance division offers a wide range of cost effective bespoke services specifically for professional retailers, combining a personal service with highly competitive premiums, backed by a team of highly skilled experts.

The new operation is aimed particularly at Hardware and DIY stores, Ironmongers, Builders Merchants and Wholesalers.

Careful consideration has been given to providing exactly the cover the industry requires with benefits including:

Please make a selection from the following:

• Introduction
• Small Business
• Commercial Business
• Personal Lines Business
• Specialist Services
• Due Diligence
• Wholesale Insurance

• Schemes Insurance

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