Group Risk

Lucas Fettes & Partners provide specialist advice on various forms of group risk and protection benefits for both employees and employers.

Employee Protection

Providing protection for the most valuable assets of your company, the employees, can reinforce and safeguard employee and employer relationships.

Group Life - Knowing that dependants will be provided for in the event of death is a valuable benefit for employees

Income Protection - Providing financial security for employees when they are unable to work due to illness or injury

Critical Illness - Financial support when it is needed most.

Private Medical Cover - Ensuring treatment is available quickly to enable a speedy return to work.

Employee Assistance Programmes - Support for employees whilst protecting employers against absence and litigation.

Employer Protection

Losing a profitable employee or partner in business can have serious financial consequences.

Key Person Insurance - Lucas Fettes & Partners can help you cover the future security of your business with protection against the loss of profits, competitive edge, technical knowledge and the cost of recruitment and training associated with losing a key employee.

Partnership and Shareholder Insurance - One of the great risks of a Business Partnership is that one of your coleagues may die, with his or her share of the business passing to someone else. In addition, a Partner in failing health may want to consider the option of exiting from the business.

Lucas Fettes & Partners can assist with the drafting of Partnership agreements, arranging appropriate life cover to purchase the deceased's interest in the business and arrangements for Partners who retire or are unable to work through illness.

 

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