Corporate Financial Services

Private Medical Cover, Employee Assistance Programmes and Dental Cover

Group Private Medical Insurance

This benefit is designed to pay the cost of private medical treatment for individuals who suffer acute conditions.  Cover usually includes in-patient tests, surgery and hospital accommodation and nursing.

PMI enables people to receive treatment promptly if they become ill or are injured.  As a private patient, they can choose who provides their treatment, and which hospital is used. 

Employers can benefit from operating this type of scheme as it means their employees are treated faster and hence can return to work more quickly.  This is a particularly useful benefit for employers to offer their key employees.

Employee Assistance Programmes (EAPs)

Employers who adopt these schemes do so with the view of encouraging their employees to maintain a healthy work-life balance.  Such schemes offer staff access to a confidential counselling service where they can discuss a range of general personal issues regarding their health, lifestyle or job. 

Group Dental Insurance

As NHS dentists become harder to find, dental insurance can be a cost effective way for employers to provide dental healthcare to their employees.

A dental scheme can meet the cost of routine check-ups and preventative care.

With these schemes the cost (partial or full) of dental treatment is reimbursed.  The cover includes dental examinations, preventative care.

The benefits of these group risk schemes

Considerations

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