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Appleby Bowers Creative Consultants

www.applebybowers.com

As a well-established creative design and marketing consultancy, Appleby Bowers has been successfully operating for the last 15 years.

British Insurance Brokers' Association (BIBA)

www.biba.org.uk/

BIBA is the UK's leading independent insurance body, representing both the insurance broker, intermediaries and the consumer.

Driver and Vehicle Licensing Agency

www.dvla.gov.uk

Facilitates road safety and general law enforcement by maintaining registers of drivers and vehicles, and to collect vehicle excise duty (car tax).

Financial Ombudsman Service

www.financial-ombudsman.org.uk/

The independent service for resolving disputes between consumers and financial firms

FSA - Consumer Information

www.fsa.gov.uk/CONSUMER/

Consumer Information from the Financial Services Authority.

HM Revenue & Customs

www.hmrc.gov.uk

HM Revenue & Customs (HMRC) was formed on the 18 April 2005, following the merger of Inland Revenue and HM Customs and Excise Departments.

The Financial Service Authority

www.fsa.gov.uk/

The Financial Services Authority (FSA) is an independent body that regulates the financial services industry in the UK.

The Pensions Regulator

http://www.thepensionsregulator.gov.uk/

The Pensions Regulator is the new regulator of work based pensions schemes.


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