Commercial Insurance
If your premises are visited by members of the public or clients, or you visit their premises, you will need to think about protecting your business with Public Liability Insurance as this will cover you for any awards or damages made against you in the event of injury or damage to their property caused by you or your business.
If your business manufactures or sells products, you are responsible for both the quality of these items after sale and legally responsible for any damage or physical injury caused by a product supplied.
Product liability insurance would cover any compensation costs in the case that your product caused an injury to a member of the public or damaged their property and it would help you to avoid facing considerable and unexpected expenses.
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